Car Financing
Keysy guides and articles on car financing.
Is a 72-Month Car Loan a Good Idea?
A 72-month car loan lowers your monthly payment, but you pay more interest and stay underwater longer. Here's the math on loan length and how to pick a term you can live with.
How Much Down Payment Do You Need for a Used Car?
There's no universal minimum down payment on a used car. Many buyers aim for 10% to 20% because it lowers the payment and protects against owing more than the car is worth. Here's how to choose your number.
Does Getting Pre-Qualified for a Car Loan Hurt Your Credit?
Pre-qualifying for a car loan usually uses a soft credit check, which doesn't affect your score. Here's how it differs from a hard inquiry, and when a hard one happens.
How Much Car Can I Actually Afford?
Lenders will approve you for more than you should borrow. Here's how to find the number that actually fits your budget.
What Credit Score Do You Need to Buy a Car?
There's no official minimum, but your credit score shapes your rate and approval odds. Here's how the tiers work.